Cross-Border PAYMENTS FOR BUSINESS

Pay less
‍to pay

DANIELGlobal enables 5x faster, 12x lower-cost cross-border payments for businesses to 180 countries in 37 currencies.

Q: What does it cost to open an account?

Nada. Zip. Zilch. A benefit of the Alpha Program is that It doesn't cost businesses anything to open and manage an account.

Join the waitlist

DANELGlobal dashboard home screen, an artists impression.

Low costs

Transparent FX rates

Fast settlements

Business tools

Low costs

Transparent FX rates

Fast settlements

Business tools

Better for business

Get early access

Sending money across borders via traditional banks is expensive, slow, opaque and clunky.

That's why we're building DANIELGlobal — an intuitive platform with advanced payment technologies for businesses to enjoy fast, low-cost, frictionless global payments that arrive in seconds, not days, and at a fraction of the cost.

Pay up to 12x less

FX fintechs, like Wise, charge variable fees on the payment value; while practical for individuals, this gets too expensive for higher-value business payments.¹

DANIELGlobal will enable low fees for high-value payments to ensure that businesses always save on payment costs.

No hidden FX margin

Banks and FX providers charge providers charge typical FX margins of 3.5%, and sometimes even up to 10%.²

DANIELGlobal offers a low, transparent margin on the mid-market rate so you always know exactly what the true cost of each transaction is before you send it.

Built for business

FX Fintechs are largely consumer-first; designed for infrequent low-value payments, and lacking the business capabilities required by large companies to function.

DANIELGlobal will provide features that businesses require, such as multi-user roles and permissions, dual-authorisation capabilities, and streamlined payment capturing.

Multi-rail

Banks and FX Fintechs rely on the decades-old SWIFT³technology which is slow and expensive. Those integrating with blockchain are typically using only one, and are constrained by its broader adoption.

DANIELGlobal’s advanced multi-rail aggregator model with Machine Learning/AI will select the lowest-cost, fastest, and most reliable rail for each payment.

¹ Fees published by Wise (27/03/2023)

² FX margins published by Lloyds (27/03/2023)

³ Swift.com

Global payments, global benefits

Receive

Local UK, EU, or US accounts in your business’ name

Pay

Domestic or international, cheaper and faster

Convert

Hundreds of currency pairs, no hidden FX margin

Manage

A faster, intuitive business payments system

DANELGlobal dashboard home screen for desktop and mobile, an artists impression.

Experience the benefits of advanced multi-rail technology

We're building a brand new cross-border payments platform to bring the benefits of our Multi-rail technology to large businesses.

Ready for a payments platform with real business tools, superfast payments, low-cost transfer fees total transparency?

Get early access

Low fees, no hidden FX margin

We're striving to build the lowest cost cross-border payment system in the world. See and compare total transaction costs upfront, and avoid the unfavourable (and often hidden) high-street bank foreign exchange margins.

Fast settlements ~3 minutes

We're adopting the latest technology to radically accelerate settlement times.

Transparency

No extra fees or surprises. Know your true total transaction cost upfront, every time.

Security and Regulation

Stay safe with DANIELGlobal. We operate within an FCA-regulated wrapper, and use bank-level cryptography, cutting-edge anti-fraud and compliance, and automated transaction monitoring.

We put our technology to the test, with great results...

Watch as we put DANIEL's cross-border payments API to the test using two fictional apps emulating a UK- and US-based bank.

0.01% cost

The payment network cost was 0.01% of the transaction value.

3 minutes

The payment took only 3 minutes to settle. This was done without the optimisation, which is expected to improve performance.

Watch the demo

This video was created using a fictional app emulating a US-based bank, and an artist impression of the DANIELGlobal dashboard prototype. Any similarity to real institutions or apps is purely coincidental.

FAQs

When will DANIELGlobal be available?

We're targeting a Q4 2023 launch, and will keep our Waitlist customers updated with further details closer to the launch. We're also posting updates on the tech, product and regulations that are shaping the platform on our blog.

If you haven't already, join the DANIELGlobal waitlist to save your seat.

What does it cost to open an account?

Nada. Zip. Zilch. A benefit of the joining the waitlist is that It doesn't cost businesses anything to open and manage an account.

What are the transaction fees?

We're working hard on getting the best deals for you. Fees will vary by currency and destination country. Over time we will continue integrating with new technologies to keep bringing the cost down, for example, DeFi payment networks.

All fees and exchange rates will be disclosed before you submit your transaction. No hidden fees or markups.

What are the Foreign Exchange (FX) rates?

We will always quote you on the wholesale FX rate. The Wholesale Foreign Exchange (FX) rate, often known as the ‘real’ rate, is the exchange rate that commercial banks and other large financial institutions use to buy and sell currencies between themselves.

Banks and Money Service Businesses (MSBs) usually charge an additional margin (often hidden) on top of the wholesale FX rate. DANIEL doesn't add any margin, passing the savings on to your business.
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All fees and exchange rates will be disclosed before you submit your transaction. No hidden fees or markups.

What are DeFi payment networks?

DeFi payment networks are decentralised financial applications that allow users to securely and cheaply send payments without a middleman. These applications use blockchain technology to create a more efficient payment system.

Are DeFi payment networks safe?

Yes. DeFi payment networks are highly secure, as they leverage the power of blockchain technology to provide an extra layer of security and privacy for users. All payments are encrypted and stored on a distributed ledger, which makes it nearly impossible for hackers or malicious actors to access funds without authorisation. Additionally, most DeFi applications have built-in fraud detection.

DANIEL does not hold any customer funds in DeFi exchanges, which means there is no risk of losing funds to hackers.
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Learn more about DeFi regulation in the UK.

How long will it take for my payment to reach the recipient?

Settlement times will vary by currency and destination country. Over time we will continue integrating with new technologies to achieve near-instant settlement times, for example, DeFi payment networks.