Solution overview

Simple. Fast. Reliable.

A single API enabling next-generation cross-border payments for Banks and Fintechs.

A yellow pearl travels along a single green groove that splits into multiple grooves.

Powerful API features

Simple

Automatically gain access emerging technologies, such as DLT, when available via a single initial integration.

Resilient

Our proprietary Hybrid Multi-Cloud technology enables 100% uptime, and reduces cloud costs and vendor lock-in.

Smart

AI orchestration automatically makes complex decisions for the optimal payment route by speed and cost.

Configurable

Manage fees, FX margin, payment rail business rules and more. Our API enables complete configurability.

Interested? Talk to us

Global payments systems are outdated.
‍We’re changing that.

DANIEL provides a smarter cross-border payments engine built from scratch for the Banks and Fintechs of the future. Our Web 3.0 Hybrid Multi-Cloud Super-Network will enable speed, scalability, security and ridiculously low fees through one simple API integration.

Watch the demo

Single API

Access multiple configurable payment rails, both emerging and traditional, with one simple API integration.

Hybrid Multi-Cloud

Never go down — our patent pending Hybrid Multi-Cloud means 100% uptime for you and your customers. Ultimate resilience and portability, cost-effective, and liberates your applications from vendor lock-in.

Revolutionary rails

Automatic access to emerging payment rails as each becomes available via our API — no need to re-integrate.

Proprietary AI

Our smart AI algorithms form an orchestration layer that instantaneously finds the optimal route by speed and cost.

A better cross-border payments technology is here

Why work with us?

Contact our team

Built for the future

Replace the legacy analogue payments networks with the newest digital solutions.

Single API integration

One connection to rule them all, reducing resource requirements.

Reduce complexity

Leverage the newest innovations without losing focus on your core business.

No intermediaries

Cut out fees and control end-user pricing and margins.

Gain market-leadership

With rapid and cost-effective payments.

Strategic advantage

Market leadership through early adoption of innovative payment solutions.

Our technology

Future-proof to the core

DANIEL Hybrid Multi-Cloud Super-Network of DLT payment technology API stack

We’re building a proprietary tech-stack from scratch, fit to power the Banks and Fintechs of the future.

DANIEL Hybrid Multi-Cloud Super-Network hybrid cloud and local setups

A Hybrid Multi-Cloud core engine enabling agile, resilient infrastructure for Banks and Fintechs

Cross-border payments with:

Global scalability

State-of-the-art security

Maximised availability

DANIEL Proprietary AI algorithm 3D impression showing the payment route optimised by payment network, location, currency and exchanges.

3D representation of DANIEL's cross-border payments AI orchestration layer.

Smart-routing proprietary AI algorithms to optimise payment routes instantaneously

Orchestration layer optimises payment routes by:

Payment network

Location

Currency

Exchanges

DANIEL's Kubernetes cluster cross-section visualisation in 3D.

Product features

Experience the benefits of smart AI routing, innovative payment rails, hybrid multicloud, API integration and more.

Substantially Reduce Costs and Boost Margins

Our AI-driven rail selection gateway optimizes every transaction for cost, speed, and reliability, selecting the best payment route—whether emerging blockchain ledgers (e.g., RippleNet, Stellar) or traditional networks.

Deliver Faster, Transparent Settlements

Settle cross-border payments in seconds or minutes using stablecoins such as Circle’s USDC, Tether, or Ripple’s XRP across transparent blockchain ledgers providing auditable records, enhancing trust, reducing fraud, and increasing customer satisfaction.

Enhance Customer Experience

Offer your clients faster, cheaper, and more reliable payments enabled through seamless integration with your mobile banking app or by providing a standalone wallet, ensuring a frictionless experience for your customers.

Simplify Integration and Compliance

Leverage our single API to access multiple payment rails without costly re-integrations. We can also support your preferred AML/KYC solutions, reducing risk and minimizing operational complexity.

Enable Flexible Deployment Options

Host our solution on DANIEL’s secure platform or within your private cloud, ensuring scalability and 100% uptime via our Hybrid Multi-Cloud Super-Network, as well as freedom from vendor lock-in.

Expert Deployment Support

DANIEL Global’s end-to-end technical expertise to integrate stablecoin payments into your existing systems, including payment gateways and treasury workflows.

FAQs

When will DANIELGlobal be available?

We're targeting a Q4 2023 launch, and will keep our Waitlist customers updated with further details closer to the launch. We're also posting updates on the tech, product and regulations that are shaping the platform on our blog.

If you haven't already, join the DANIELGlobal waitlist to save your seat.

What does it cost to open an account?

Nada. Zip. Zilch. A benefit of the joining the waitlist is that It doesn't cost businesses anything to open and manage an account.

What are the transaction fees?

We're working hard on getting the best deals for you. Fees will vary by currency and destination country. Over time we will continue integrating with new technologies to keep bringing the cost down, for example, DeFi payment networks.

All fees and exchange rates will be disclosed before you submit your transaction. No hidden fees or markups.

What are the Foreign Exchange (FX) rates?

We will always quote you on the wholesale FX rate. The Wholesale Foreign Exchange (FX) rate, often known as the ‘real’ rate, is the exchange rate that commercial banks and other large financial institutions use to buy and sell currencies between themselves.

Banks and Money Service Businesses (MSBs) usually charge an additional margin (often hidden) on top of the wholesale FX rate. DANIEL doesn't add any margin, passing the savings on to your business.
‍
All fees and exchange rates will be disclosed before you submit your transaction. No hidden fees or markups.

What are DeFi payment networks?

DeFi payment networks are decentralised financial applications that allow users to securely and cheaply send payments without a middleman. These applications use blockchain technology to create a more efficient payment system.

Are DeFi payment networks safe?

Yes. DeFi payment networks are highly secure, as they leverage the power of blockchain technology to provide an extra layer of security and privacy for users. All payments are encrypted and stored on a distributed ledger, which makes it nearly impossible for hackers or malicious actors to access funds without authorisation. Additionally, most DeFi applications have built-in fraud detection.

DANIEL does not hold any customer funds in DeFi exchanges, which means there is no risk of losing funds to hackers.
‍
Learn more about DeFi regulation in the UK.

How long will it take for my payment to reach the recipient?

Settlement times will vary by currency and destination country. Over time we will continue integrating with new technologies to achieve near-instant settlement times, for example, DeFi payment networks.